Salary Sacrifice Calculator
See how salary sacrificing into super can save you tax and boost your retirement savings. Enter your gross salary and sacrifice amount to compare your take-home pay and super balance with and without salary sacrifice.
Your Details
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Comparison
Without Sacrifice
Taxable Income$100,000
Income Tax$20,788
LITO−$0
Medicare Levy$2,000
Total Tax$22,788
Take-Home Pay$77,212
Super
Employer SG$12,000
Salary Sacrifice$0
Contributions Tax (15%)−$1,800
Total in Super$10,200
With Sacrifice
Taxable Income$90,000
Income Tax$17,788
LITO−$0
Medicare Levy$1,800
Total Tax$19,588
Take-Home Pay$70,412
Super
Employer SG$12,000
Salary Sacrifice$10,000
Contributions Tax (15%)−$3,300
Total in Super$18,700
Tax Saving
$3,200
Extra in Super
$8,500
Net Benefit
$1,700
Take-Home Reduction
$6,800
Total Benefit Comparison (Take-Home + Super)
Without Sacrifice$87,412
With Sacrifice$89,112
Take-Home Pay
Super (net of 15% tax)
Overall you are $1,700 better off with salary sacrifice
Your take-home drops by $6,800, but your super increases by $8,500 (after 15% contributions tax).
Want to see how salary sacrifice affects your pay slip? Use our Pay Calculator to see your fortnightly or weekly take-home pay.