Guides

Plain explanations of the rules behind Australian pay, tax and super, each linked to the calculator that works out your own numbers. Until a guide is published, its topic below links the pages that already explain it.

Explained today

  • Salary after taxHow income tax, the Medicare levy and super turn a salary into take-home pay
  • Minimum wageThe 2026-27 national minimum wage per hour and week, casual loading and junior rates

Guides in progress

  • Average salary in Australia
  • Tax for sole traders and ABN contractors

Explained today

  • Tax bracketsHow marginal tax rates work, with the resident, foreign resident and working holiday rates
  • Tax-free thresholdWhat the $18,200 threshold is and why you claim it from one employer only

Guides in progress

  • Work from home tax deduction calculator
  • Tax deductions: what you can claim

Explained today

  • Redundancy payThe National Employment Standards scale, the tax-free limit and how a payout is taxed
  • Annual leaveHow leave accrues for full-time, part-time and shift workers, and how a payout is taxed
  • Long service leaveThe rules in all eight states and territories, pro rata on leaving, and how a payout is taxed

Guides in progress

None planned yet. The calculators explain each payment.

Explained today

  • Parental Leave PayWho is eligible, the weekly rate and how the weeks are shared between parents
  • Family Tax BenefitHow Part A and Part B are worked out and how the income tests reduce them

Guides in progress

None planned yet. The calculators explain each payment.

Explained today

Guides in progress

  • First Home Super Saver scheme calculator
  • How much super should I have?
  • Non-concessional contributions cap

Explained today

  • Stamp dutyHow each state and territory charges stamp duty, including first home buyer concessions
  • Negative gearingHow a rental loss reduces your tax, and the rules changing from 1 July 2027

Guides in progress

  • Negative gearing explained
  • First home buyer grants and schemes by state

Explained today

  • Franking creditsHow franked dividends are taxed and when the credits become a refund
  • Capital gains taxHow a gain is added to your income, the 50% discount and the 2027 changes

Guides in progress

  • Capital gains tax in Australia