Stamp duty calculator South Australia 2026-27
South Australia stamp duty on an $800,000 home is $37,830 if you will live in it and $37,830 for an investment property. First home buyers pay no stamp duty on a new home, off-the-plan apartment or vacant land to build on, with no price limit (contracts from 6 June 2024).
Updated By James CrawfordCalculated in your browserHow it works
Your purchase
Stamp duty
$37,830
Using general rates
| Transfer registration fee | $8,228 |
|---|---|
| Mortgage registration fee | $204 |
| Total government costs | $46,262 |
An estimate under the rules in force in October 2026. Concessions have conditions, such as living in the home; check eligibility with the state revenue office before you sign.
SA stamp duty rates
SA has one set of rates for owner-occupiers and investors.
| Property value | Duty |
|---|---|
| Up to $12,000 | $1.00 per $100 |
| $12,000 to $30,000 | $120 plus $2.00 per $100 over $12,000 |
| $30,000 to $50,000 | $480 plus $3.00 per $100 over $30,000 |
| $50,000 to $100,000 | $1,080 plus $3.50 per $100 over $50,000 |
| $100,000 to $200,000 | $2,830 plus $4.00 per $100 over $100,000 |
| $200,000 to $250,000 | $6,830 plus $4.25 per $100 over $200,000 |
| $250,000 to $300,000 | $8,955 plus $4.75 per $100 over $250,000 |
| $300,000 to $500,000 | $11,330 plus $5.00 per $100 over $300,000 |
| Over $500,000 | $21,330 plus $5.50 per $100 over $500,000 |
Each part of $100 counts as a full $100.
First home buyers in SA
- First home buyers pay no stamp duty on a new home, off-the-plan apartment or vacant land to build on, with no price limit (contracts from 6 June 2024).
- There is no first home buyer relief for established homes.
- Buyers must live in the home for 6 months, starting within 12 months of settlement.
Stamp duty examples in SA
| Price | Home to live in | Investment | First home (established) |
|---|---|---|---|
| $500,000 | $21,330 | $21,330 | $21,330 |
| $750,000 | $35,080 | $35,080 | $35,080 |
| $1,000,000 | $48,830 | $48,830 | $48,830 |
| $1,500,000 | $76,330 | $76,330 | $76,330 |
Foreign buyers and fees
Foreign buyers pay a foreign ownership surcharge of 7% of the value of their interest.
From 25 March 2026, buyers aged 60 or over who downsize to a new home may get relief; this calculator does not include it.
The Land Services SA transfer fee rises by $105 for each $10,000 above $50,000.
Compare every state on the stamp duty calculator for Australia, or work out repayments with the mortgage calculator. Other states: NSW, VIC, QLD, WA, Tasmania, ACT, NT.
Sources: RevenueSA: rate of stamp duty, RevenueSA: first home buyer relief, RevenueSA: foreign ownership surcharge and Land Services SA fees 2026-27. Maintained by James Crawford; last updated 22 October 2026. How our calculators work.