Stamp duty calculator Australian Capital Territory 2026-27
Australian Capital Territory stamp duty on an $800,000 home is $22,158 if you will live in it and $25,150 for an investment property. From 1 July 2026 the Home Buyer Concession Scheme has no property value or income limit: eligible buyers pay no duty.
Updated By James CrawfordCalculated in your browserHow it works
Your purchase
Stamp duty
$22,158
Using owner-occupier rates
| Saved compared with general rates | $2,992 |
|---|---|
| Transfer registration fee | $496 |
| Mortgage registration fee | $184 |
| Total government costs | $22,838 |
An estimate under the rules in force in October 2026. Concessions have conditions, such as living in the home; check eligibility with the state revenue office before you sign.
ACT stamp duty rates
Owner-occupiers pay lower rates than investors below $260,000. Above $1,455,000, duty is 4.54% of the whole value.
| Property value | Duty |
|---|---|
| Up to $200,000 | $1.20 per $100 |
| $200,000 to $300,000 | $2,400 plus $2.20 per $100 over $200,000 |
| $300,000 to $500,000 | $4,600 plus $3.40 per $100 over $300,000 |
| $500,000 to $750,000 | $11,400 plus $4.32 per $100 over $500,000 |
| $750,000 to $1,000,000 | $22,200 plus $5.90 per $100 over $750,000 |
| $1,000,000 to $1,455,000 | $36,950 plus $6.40 per $100 over $1,000,000 |
| Over $1,455,000 | $4.54 per $100 of the whole value |
Each part of $100 counts as a full $100.
Owner-occupier rates
| Property value | Duty |
|---|---|
| Up to $260,000 | $0.28 per $100 |
| $260,000 to $300,000 | $728 plus $2.20 per $100 over $260,000 |
| $300,000 to $500,000 | $1,608 plus $3.40 per $100 over $300,000 |
| $500,000 to $750,000 | $8,408 plus $4.32 per $100 over $500,000 |
| $750,000 to $1,000,000 | $19,208 plus $5.90 per $100 over $750,000 |
| $1,000,000 to $1,455,000 | $33,958 plus $6.40 per $100 over $1,000,000 |
| Over $1,455,000 | $4.54 per $100 of the whole value |
Each part of $100 counts as a full $100.
First home buyers in ACT
- From 1 July 2026 the Home Buyer Concession Scheme has no property value or income limit: eligible buyers pay no duty.
- Eligible buyers are individuals aged 18 or over who have not held a property interest in the past 5 years, and at least one must live in the home for a year.
Stamp duty examples in ACT
| Price | Home to live in | Investment | First home |
|---|---|---|---|
| $500,000 | $8,408 | $11,400 | $0 |
| $750,000 | $19,208 | $22,200 | $0 |
| $1,000,000 | $33,958 | $36,950 | $0 |
| $1,500,000 | $68,100 | $68,100 | $0 |
Foreign buyers and fees
The ACT has no foreign buyer surcharge on duty (foreign owners pay a land tax surcharge instead).
Transfer registration is $496 and mortgage registration $184 (2026-27).
Compare every state on the stamp duty calculator for Australia, or work out repayments with the mortgage calculator. Other states: NSW, VIC, QLD, WA, SA, Tasmania, NT.
Sources: ACT Revenue Office: conveyance duty, ACT rates instrument DI2026-155, ACT Home Buyer Concession Scheme and ACT land titles fees DI2026-104. Maintained by James Crawford; last updated 22 October 2026. How our calculators work.